SalaryTakeHome.co.uk is a free, comprehensive UK tax calculator that helps you understand your take-home pay, plan your finances, and make informed decisions about your money.
We provide accurate, up-to-date calculations based on the latest UK tax rules and regulations, including Income Tax, National Insurance, student loan repayments, pension contributions, and more.
Our suite of free calculators covers all aspects of UK tax and financial planning:
Here's what makes us different:
Our calculators are used by thousands of people every day, including:
Our calculations are based on official HMRC tax rates and thresholds. While we strive for accuracy, the results are estimates and may differ slightly from your actual payslip due to employer-specific deductions, benefits in kind, or other factors.
No. All calculations are performed locally in your browser. We don't send your salary information to our servers or store any personal data. Your privacy is our priority.
We update our calculators each April when the new tax year begins, and whenever there are mid-year changes announced by the government. We also update statutory rates (like maternity pay and sick pay) when they change.
Yes! Our main take-home pay calculator includes an option to select Scottish tax rates, which have different income tax bands and rates compared to the rest of the UK.
Yes, we support all UK student loan repayment plans: Plan 1, Plan 2, Plan 4 (Scotland), Plan 5, and Postgraduate loans. You can select your plan in the calculator to see accurate deductions.
Yes, completely free! We're supported by advertising, which allows us to keep all features available to everyone without charge.
Yes, our take-home pay calculator includes options for pension contributions, including workplace pensions and salary sacrifice arrangements. You can see how different contribution levels affect your take-home pay.
We have a dedicated Two Jobs Tax Calculator that shows how tax works when you have multiple employments, including how your personal allowance is typically allocated to your main job.
This calculator provides estimates only. Tax calculations are complex and depend on individual circumstances that may not be captured by this tool.
The results should be used as a guide only and should not be relied upon for making financial decisions. Actual tax liability may vary based on factors including:
Always consult with a qualified tax advisor, accountant, or HMRC directly for personalised advice about your specific situation.